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Even small businesses are occasionally exposed to huge lawsuits or catastrophes. The news is filled with huge court settlements that are far beyond the limits of most business liability insurance. Umbrella insurance takes over when a lawsuit exceeds the limit of your other commercial coverage. This second layer of protection usually starts at limits of $1 million. Higher limits are available.
What if...
One of your drivers backed into a pedestrian in a crosswalk leaving the person paralyzed from the waist down.
A product you sell caused an accident that seriously injured several people.
In both cases you could be found liable and the damages could reach into the millions. Once the limit of your liability insurance is reached you could be personally liable for the difference.
Your Yassa Agency Agent has experience helping businesses like yours protect themselves with this relatively inexpensive insurance that could someday save the business you worked so hard to build.
A product you sell caused an accident that seriously injured several people.
In both cases you could be found liable and the damages could reach into the millions. Once the limit of your liability insurance is reached you could be personally liable for the difference.
Your Yassa Agency Agent has experience helping businesses like yours protect themselves with this relatively inexpensive insurance that could someday save the business you worked so hard to build.
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